Mr. Baker, having been an officer in both banks and savings and loan associations, has practical experience in understand and representing the needs of both lenders and borrowers regarding virtually all aspects of the debtor-creditor relationship. He makes sure if you are lending money that you have the security and the remedies you need to ensure payment, and if you are borrowing money, that the proper protections are in place to allow flexibility and equitable treatment as a borrower. He will draft, review, and negotiate all documents associated with the borrowing and lending of money, including the following:

• Deeds of trusts
• Promissory notes
• Loan agreements
• Other loan documents Security-related documents
• UCC filings
• Mortgage documents
• Foreclosures
• Loan workouts

“Nothing so cements and holds together all the parts of a society as faith or credit, which can never be kept up unless men are under some force or necessity of honestly paying what they owe to one another.” ~ Marcus Tulius Cicero